Our Retirement Analysis is a 3-step process that is the starting point for all new clients.
Those planning for retirement or experiencing sudden wealth
Those who are concerned about supporting their family and leaving a legacy
Those who value expert help and are ready to collaborate with a professional
Diligent savers, generally with $250,000+ in investments (excluding real estate)
Our Retirement Analysis process will help you determine if you’re overpaying your taxes, if your portfolio could be improved, and how you can eliminate or reduce threats to your retirement.
Our goal during this video call is to understand your financial situation, the goals you want to accomplish, and any challenges you're facing. We will also discuss what it would look like to work together and answer any of your questions
Once you decide to partner with our firm we will have another call to setup your online planning portal to securely share financial information with us.
We first assess your current situation to determine where you are in relation to your goals. Then we will develop recommendations and a plan of action to help you meet your goals with confidence.
During this video call we will present your personalized Retirement Analysis and our recommendations. In plain English, we will explain exactly what you can do to reduce risks to your retirement, lower taxes, and optimize your investments. You are encouraged to ask questions to fully understand your plan and how we will implement the recommendations.
After we build your custom retirement plan, we provide personalized ongoing advice and manage your investments to help meet your unique goals laid out in the plan. We handle all of the ongoing heavy lifting so you can enjoy your life!
The Retirement Analysis is a standalone financial plan and we do not require you to move any assets to go through the process. If you’d like to partner with us for ongoing monitoring and updates to the plan, ongoing advice, and investment management we also offer our wealth management services.
We meet with clients virtually via Zoom video conferencing.
The Retirement Analysis process spans 4 total meetings. First our introductory call, then a discovery meeting, next we present your personalized plan, and finally you have an optional follow up video call for any additional questions. At this point you may take the plan and implement it yourself or partner with us for ongoing wealth management and implementation.
For ongoing wealth management clients, we schedule 2 full, comprehensive financial planning meetings per year. Our goal is to provide continual guidance so that you are able to take advantage of opportunities, properly handle challenges, and maintain peace of mind knowing that your decisions are grounded in sound financial reasoning. The proactive nature of our process allows you to plan ahead and consistently make progress toward your goals.
We also offer ad-hoc phone conversations for urgent matters, and provide full email support and analysis throughout the year as needed. We also proactively check in between meetings to offer support as needed and ensure you stay on track with your financial plan.
In addition to our semi-annual meetings scheduled in advance, we offer clients the following on an ongoing basis outside of formal meetings:
Our advice and guidance covers a wide range of topics. Some of the most frequent that we discuss with clients include:
Of course! We welcome clients to reach out anytime they have questions, concerns, or changes. Outside of regularly scheduled meetings, we provide phone and email support.
We ask that clients reach out to us via email to begin any in-between meeting conversations. Doing so allows us to respond as a team, and ensure you’re connected with the best person to help address the specific question, thought, or concern. From there, we’ll work with you to:
Yes! Our firm regularly meets with clients through Zoom video conferencing. We are licensed to operate everywhere in the U.S. and currently help families across 15+ states navigate retirement, reduce taxes, and invest smarter.
We believe that a financial plan is not a one-time event. It’s an ongoing process. We continually make adjustments that reflect your life as it unfolds. We also work with an aggregation system that uses real-time numbers and highly detailed, accurate work are integral to how we operate. We develop plans and systems that allow you to achieve the goal of living well today while still planning responsibly for tomorrow.
We design globally-diversified portfolios to minimize costs and deliver appropriate risk-adjusted returns. Our investing strategy is based in a globally diversified core portfolio of publicly traded stocks and bonds. We then target dimensions of higher expected returns using decades of empirical evidence and research to power every decision.
Our team of Chartered Financial Analysts performs in depth periodic research on global asset classes to ensure that we’re choosing the appropriate exposure to each through the right investment vehicle inside your portfolio. When appropriate, we discuss alternative investments outside of the publicly traded stock market, opening the door to new opportunities such as private equity and private credit should we decide together that these strategies work for your plan.
We are not active traders or stock-pickers, nor do we default to an indexing strategy that you simply “set and forget.”
Our approach is to develop strategies for each client, aligning portfolios to your goals and preferences for risk. We dig deeper into the asset class and investment vehicle decisions to ensure that we are optimizing your exposures to areas we believe will perform best over the long-term or provide a greater level of protection.
For your safety and convenience, Pursuit Street Advisors uses Fidelity Investments or Charles Schwab as a third-party custodians for our client investment and retirement accounts.
Fidelity administers more than $12.6 trillion in assets for more than 50 million retirement savers.
Schwab administers more than $9.41 trillion in assets for more than 36 million retirement savers.
As our trusted custodians, Fidelity and Schwab safely hold your investment accounts and provides reporting to you and the IRS each year. Your accounts can be viewed at any time at www.fidelity.com or www.schwab.com.
Generally speaking, clients who seek out our help have been diligent savers with $250,000+ of investable assets, however we always encourage motivated individuals and families to schedule a call with us.
